การโอนจ่าย (Pay-out · อินเดีย)

API Pay-out ภูมิภาค อินเดีย (INR). ดู Payment methods。

Request

POST/v2.0/disbursement/pay-out

Request Path:

sandbox: https://sandbox-gateway.smilepayz.com/v2.0/disbursement/pay-out
production: https://gateway.smilepayz.com/v2.0/disbursement/pay-out

Header Parameters

Field	Required	Type	Description
Content-Type	M	String	application/json request body.
X-TIMESTAMP	M	String	Format: yyyy-MM-ddTHH:mm:ss±HH:mm (e.g. IST +05:30).
X-SIGNATURE	M	String	Signature of JSON body (see product Signature doc).
X-PARTNER-ID	M	String	Your merchantID

Body Parameters

Field	Required	Type	Description
orderNo	M	String(32)	Merchant-unique id
purpose	M	String(64)	Memo to payer
merchant	M	Object	Wraps merchantId and optional sub-merchant fields.
merchantId	M	String	Smilepayz merchantId for this call.
merchantName	O	String	Merchant display name.
subMerchantId	O	String	Sub-merchant ID.
subMerchantName	O	String	Name for subMerchantId.
money	M	Object	Currency plus amount for this transaction.
currency	M	String	Fixed to INR.
amount	M	Number	Amount
paymentMethod	O	String(6)	See Payment methods doc.
cashAccount	M	String(32)	Beneficiary bank account number.
ifscCode	M	String(11)	11-char IFSC (e.g. YESB0000097, HDFC0000001).
receiver	M	Object	Beneficiary object (see Receiver model).
name	M	String	Beneficiary full name (UTF-8).
callbackUrl	O	String(256)	HTTPS async status URL, max 256 chars.

---

Example Body – Disbursement Request:

Content-type: application/json
X-TIMESTAMP: 2020-12-17T10:55:00+05:30
X-SIGNATURE: 7MHd9v5/m9JeqmDZVwWBZUZ5J5...7120QnFEny7Qm7uQR1G0TWCh10fsU6nVxiRoeoQ==
X-PARTNER-ID: 20001

{
    "orderNo": "20001indpayout001234567890",
    "purpose": "Vendor payout — NCR",
    "merchant": {
        "merchantId": "20001"
    },
    "money": {
        "currency": "INR",
        "amount": 100000
    },
    "paymentMethod": "HDFC",
    "cashAccount": "123456789012",
    "ifscCode": "HDFC0001234",
    "receiver": {
        "name": "Rajesh Kumar Sharma"
    }
}

Responses

HTTP Request

Field	Required	Type	Description
Content-Type	M	String	application/json request body.
X-TIMESTAMP	M	String	Format: yyyy-MM-ddTHH:mm:ss±HH:mm

Body Parameters

Field	Required	Type	Description
code	M	String	00 success, other values error.
message	M	String	UTF-8 human-readable result line.
orderNo	M	String	Merchant-unique id
tradeNo	O	String	Smilepayz tradeNo for this order.
merchant	M	Object	Wraps merchantId and optional sub-merchant fields.
merchantId	M	String	Smilepayz merchantId for this call.
merchantName	O	String	Merchant display name.
subMerchantId	O	String	Sub-merchant ID.
subMerchantName	O	String	Name for subMerchantId.
accountNo	O	String	Settlement accountNo if gateway returns it.
money	M	Object	Currency plus amount for this transaction.
currency	M	String	Fixed to INR.
amount	M	Number	Amount
disbursementTime	M	String	Format (yyyy-MM-ddTHH:mm:ss±HH:mm).
channel	M	Object	Channel payload (paymentUrl, qrString, …).
paymentMethod	M	String	See Payment methods doc.
cashAccount	M	String	Beneficiary bank account number.
status	O	String	Order or payment status enum value.

Example Body – Disbursement Response:

Content-type: application/json
X-TIMESTAMP: 2020-12-17T10:55:00+05:30

{
    "code": "00",
    "message": "Successful",
    "orderNo": "20001indpayout001234567890",
    "tradeNo": "122200192412131501111816",
    "merchant": {
        "merchantId": "20001",
        "merchantName": "Smilepayz Demo Store",
        "accountNo": "21220019202402271029"
    },
    "money": {
        "currency": "INR",
        "amount": 100000
    },
    "disbursementTime": "2024-12-13T13:31:11+05:30",
    "channel": {
        "paymentMethod": "HDFC",
        "cashAccount": "123456789012"
    },
    "status": "PROCESSING"
}

Notification/Callback

HTTP Request

Field	Required	Type	Description
Content-Type	M	String	application/json request body.
X-TIMESTAMP	M	String	Format: yyyy-MM-ddTHH:mm:ss±HH:mm
X-SIGNATURE	M	String	Callback body signature (see Callback signature guide).

Body Parameters

Field	Required	Type	Description
orderNo	M	String	Merchant-unique id
tradeNo	M	String	Smilepayz tradeNo for this order.
merchantId	M	String	Smilepayz merchantId for this call.
merchantName	M	String	Merchant display name.
subMerchantId	O	String	Sub-merchant ID.
subMerchantName	O	String	Name for subMerchantId.
paymentMethod	M	String	See Payment methods doc.
transactionTime	M	String	Format: yyyy-MM-ddTHH:mm:ss
money	M	Object	Currency plus amount for this transaction.
currency	M	String	Fixed to INR.
amount	M	Number	Amount
status	M	String	Order or payment status enum value.
utr	C	String	UTR when returned by bank.

Return

Important

Respond with the string SUCCESS only.

{
    "orderNo": "20001indpayout001234567890",
    "tradeNo": "122200192412131501111816",
    "merchantId": "20001",
    "merchantName": "Smilepayz Demo Store",
    "subMerchantId": "",
    "subMerchantName": "",
    "paymentMethod": "HDFC",
    "transactionTime": "2024-12-13T13:31:11+05:30",
    "money": {
        "currency": "INR",
        "amount": 100000
    },
    "status": "SUCCESS",
    "utr": "224015123456"
}

SUCCESS